EMPLOYMENT ISSUES UNIQUE TO JEHOVAH'S WITNESS EMPLOYEES

JEHOVAH'S WITNESSES -- WATCHTOWER SOCIETY

FINANCIAL HONESTY & INTEGRITY

MAIN PAGE 1 OF 14 PAGES


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For decades, the WatchTower Society has repeatedly portrayed its' Jehovah's Witness members as "the most honest people on earth" -- because Jehovah's Witnesses supposedly are members of "the only true religion" on earth. The following state and federal employment related criminal and civil court cases are not intended as evidence that Jehovah's Witnesses are more dishonest than other employees, but rather are intended to demonstrate that Jehovah's Witnesses are just as dishonest, or honest, as are other members of the human population -- whether religious or non-religious. Mounting evidence, however, seems to indicate that a higher than normal percentage of Jehovah's Witness Investment salespersons -- stockbrokers, commodity brokers, and others -- are turning to criminal behavior. Thus, we begin this website Section with two pages of Ponzi Scheme and other Stocks and Commodities Investments type cases.

One can't help but wonder how many Jehovah's Witnesses and others have been ripped off by fellow JWs over the decades, because JWs are taught NOT to report such crimes to "worldly" authorities in order to not harm the public reputation of the WatchTower religion. I actually have personal experience of such occurring. In the mid-1960s, a Jehovah's Witness whom I recall as being described as a WatchTower Society "Special Pioneer" moved through our area selling a worthless stock investment to local JWs, and to whomever else local JWs would vouch for his honesty and integrity. My very poor father, grandfather, and one great-uncle (now all deceased) lost every single penny they gave to that Jehovah's Witness Conman to invest for them. None of my poorly educated relatives knew anything at all about investing in "stocks", but did so solely because they believed everything that the JW Pioneer told them, while also believing that someone in his position in the WatchTower Society would never deceive them. When they shortly discovered that they had been SCAMMED, the only ones to whom the JW Pioneer and his Scam were reported were other WatchTower representatives -- who would promise to "do something about it", but never did. I personally recall the very last "sit-down" in the latter 1960s with a newly moved-in Congregation Servant, named Ralph Moore, who on hearing about such promised that he would get to the bottom of the matter. Like all of the others before him, after he left to investigate such, not only was nothing done, but you could not even get him to further discuss the matter.

(2012 2021 UPDATE. In 2012, I learned that the JW Elder/Special Pioneer -- now in his 80s -- whom I believe was the MAIN JW Elder to whom my relatives reported the JW Pioneer con man, and whom did little or nothing about it, and whom probably tainted later inquiries by other JW Elders, had his retirement interrupted, and had to begin supplementing his Social Security as a part-time janitor. WHY? Elderly JW Elder's retirement fund was nearly wiped out after he invested much assets with one of the JW con men listed below!!!)

Readers specifically interested in the topic of Jehovah's Witness Honesty and Integrity should be aware that related financial dishonesty court cases are scattered throughout this website -- specifically the JW BUSINESS OWNERS page and the JW DISABILITY page. Readers should also refer to the 20 PACKED webpages of other types of criminal court cases which are posted on our JW CHILDREN website linked from this website's Homepage.

Click, A FELLOW JEHOVAH'S WITNESS STOLE MY IDENTITY, to read a longer story posted on its own dedicated webpage. This story is an educational read for non-JWs given that the story provides insider details of life inside the WatchTower Cult, as well as pertinent recent history facts.


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CLICK THE FOLLOWING SUB-SECTION LINKS TO JUMP AHEAD IN THIS 14 PAGE SECTION:

WATCHTOWER LEADERS FINANCIAL COURT CASES (2 Pages)
KINGDOM HALL CONSTRUCTION COURT CASES (2 Pages)
REALTORS & REAL ESTATE COURT CASES
EMPLOYEE THEFT & EMBEZZLEMENT COURT CASES
INSURANCE SALES & CLAIMS COURT CASES
GIFTS, WILLS, and ESTATES COURT CASES (2 Pages)
ACCOUNTING & BANKING COURT CASES
MISCELLANEOUS COURT CASES (2 Pages)


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ALLEGED PONZI SCHEMES and other

STOCKS & COMMODITIES INVESTMENT CASES

SUBSECTION PAGE 1 OF 2

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ROTHENBERG VENTURES a/k/a FRONTIER TECHNOLOGY VENTURE CAPITAL Investigation. In August - September 2016, multiple investment and technology websites began reporting that this San Francisco, California based venture capital firm had admitted that it was then being investigated by the federal SECURITIES AND EXCHANGE COMMISSION (S.E.C.) after a former employee filed a "whistleblower" complaint in July 2016.Outcome pending.

Three former employees reportedly have filed unpaid wage claims with the California Division of Labor Standards Enforcement. A fourth former employee reportedly has filed a civil lawsuit seeking reimbursement of business related expenses amounting to nearly $110,000.00. Outcomes pending.

The City of San Francisco reportedly also has filed a zoning complaint accusing Rotherberg of operating a business in a rented property zoned as "residential". Outcome pending.

Per various media reports, ROTHENBERG VENTURES was founded in 2012 by then 28 year-old Michael Rothernberg, who reportedly was reared in "a tight-knit Jehovah's Witness family in Georgetown, Texas". Mike Rothenberg's "strict" Jehovah's Witness Parents include a father, Rob Rothenberg, who is a Real Estate developer and agent, and a mother who is a math teacher at Georgetown High School. Mike Rothernberg holds a Masters degree from Stanford and a M.B.A. from Harvard. Along with 14 "limited partners", including his Jehovah's Witness Parents, Mike Rothernberg founded ROTHENBERG VENTURES in 2012. Rothenberg changed the name of his company in September 2016 to FRONTIER TECHNOLOGY VENTURE CAPITAL. This firm reportedly has over $50 MILLION in funds managed for more than 100 Limited Partners -- several of whom have told reporters that they are completely satisfied with Mike Rothenberg's explanations for the firm's cash flow and record-keeping issues.

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UPDATED AUGUST 2021

LITTLE LOAN SHOPPE SCAM

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Nearly 500 Canadian and American Jehovah's Witness "True Christians"
JUSTLY REPAID
For Greedily Financially Backing PAYDAY LOAN Business
An Industry Universally CONDEMNED by "False Christians"
For Preying On Society's Poor and Downtrodden

(One of the still 2021 TOP "supposed" XJW LEADERS condemned our sentiment back in 2014.)

 
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LATEST NEWS

Doris Elizabeth Nelson, age 60, died in June 2019, while serving time in an Alabama medium security federal prison -- purportedly from undiagnosed cancer.

In 2014, Bankruptcy Trustee Bruce Kriegman had managed to recover and distribute to creditors a mere $3.6 million. In 2018, only $1 million. Obtaining "clawback" judgments is easy. Collecting them is another story.

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Readers should understand that this Scam has been ongoing for many years, and involves investigations and legal actions by multiple Canadian and American federal and state agencies. Thus, our posted commentary has become quite fragmented over the years as multiple criminal, civil, and bankruptcy court cases have been initiated and we awaited the outcomes. Many of the court cases are still ongoing, so there is little point in attempting to put together one nice summary until such are resolved. We suggest reading our postings, and then if you are still interested in this case, then start googling the various keyterms for much more additional info published online.
 

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2011 UPDATE --- UNITED STATES v. DORIS NELSON. In September 2011, the federal Securities and Exchange Commission charged Doris Nelson with operating an illegal Ponzi Scheme in which she defrauded investors in her company, Little Loan Shoppe, by misrepresenting the profitability and safety of their investments and giving them the false impression that their money was being used to grow her business. Nelson allegedly used the vast majority of new investor money to repay principal and purported returns to earlier investors. Nelson also allegedly used millions of dollars in investor funds for her own personal use.

Nelson allegedly raised over $135,000,000.00 from approximately 660 investors from 1999 to 2008. Approximately 75 percent of investors were active Jehovah's Witnesses from across Canada, the United States, and Mexico. Many of these Jehovah's Witness Investors were sucked into the scam by PAUL COOPER -- a prominent JEHOVAH'S WITNESS ELDER, who reportedly set up a separate investment business to fund Nelson's payday loan operations. Paul Cooper, who reportedly was originally from Idaho, initially set up operations in the Spokane, Washington area, but eventually relocated to Acapulco, Mexico. Paul Cooper allegedly obtained the "trust" of his fellow Jehovah's Witnesses by "funding charitable works", as a newspaper termed such, but what were likely actually large donations to the WatchTower Society. In fact, one of Cooper's JW victims, a Building Contractor from New Jersey who had retired to Mexico as a WatchTower missionary, named Russell Titmas, told a reporter that he "saw the investment as an opportunity to offer financial assistance to his faith and enhance its missionary work." Russell Titmas, who now claims nearly $500,000.00 in losses, started investing with Paul Cooper in 2006 after first checking out Cooper with several other Jehovah's Witnesses, who all praised Paul Cooper's investment recommendations. Typically, one newspaper reported that many of Paul Cooper's Jehovah's Witness Victims did NOT believe that JW Elder Paul Cooper had done anything wrong. (See WARD case below.)

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REIBLING FAMILY INVOLVEMENT
 
Lorenz Reibling, prominent Jehovah's Witness Elder and WatchTower Society spokesperson, and Chairman of Taurus Investment Holdings LLC, is listed as the sixth largest unsecured creditor in the LLS AMERICA LLC Bankruptcy Petition -- $1,500,000.00. Lorenz C. Reibling's and Taurus Investment Holdings LLC's personal and business connections to the WatchTower Society and Jehovah's Witnesses are so many and varied that readers interested in such should simply "google" the various versions of all the key names and key terms. 
 
BRUCE P. KRIEGMAN v. CHRISTOPHER REIBLING, BRUCE P. KRIEGMAN v. MATTHEW REIBLING, and BRUCE P. KRIEGMAN v. TIM REIBLING. Matthew Reibling, Christopher Reibling, and Timothy Reibling (all sons of Guenther Reibling -- brother/business partner of Lorenz Reibling) are named as defendants in the Bankruptcy Trustee's multiple "clawback" actions relating to LLS AMERICA LLC. Investment amounts unknown. Outcomes unknown.
 
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BRUCE KRIEGMAN v. MARK BIGELOW ET AL (2012) [Mark A. Bigelow once was a WatchTower Society Circuit Overseer. For real enlightenment, tab down this same page while looking for the name of the "Congregation Servant" in the LINKED (above) photo. Ed Spitzke also got scammed around the same time as did Mark Bigelow in a second, different JW-ran "get-rich-quick" ponzi scheme. One can only wonder what the two JWs might have had in common?] 

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The following lists of "Defendants" appear in the Bankruptcy Trustee's "clawback" lawsuits:

0720787 BC Ltd, 0720789 BC Ltd, 0817726 BC Ltd, 0827213 BC Ltd, 458124 BC Ltd, 692323 Capital Inc, 9 to 5 Ventures, Harvey Anderson, Rachel Anderson, BBI Group Investments, Amar Bains, Diane Barry, Donald Barry, Brian Beach, Heino Beens, Diane Bjarnason, Lois Bjarnason, Wentworth Bjarnason, Carmen Brackett, Dale Brackett, Raymond Burron, Jill Cabana, Wayne Cabana Jr, Christine Chick, Terry Chick, Gregory Clarke, Sharon Clarke, Bev Coello, Dave Coello, Kenneth Cunningham, Cunningham, Harold Demmons, Eleanor Dimler, Michael Dorval, Carol Dyer, Ross Dyer, Dale Elford, Evelyn Elford, Estate of Dharam Samra, Anthony Evans, John Evans, Susan Evans, Brenda Ewington, Peter Ewington, David Fallis, Blanche Filmore, Cliff Filmore, Sheldon Frank, Nick Georgopoulos, Mike Graham, Diane Grande, Frank Grande, Harrison Bay Dairy Farm Ltd, Bruno Hintz, Esmonde Holowaty, Angela Honsberger, David Honsberger, Barbara James, Doug James, Annette Johnston, Linda Kazakoff, Matt Kazakoff, Anita Kranz, Gerhard Krief, Debbie Krysciak, Jean Lamb, Doug Lamb, Marion Lambertus, MBC Enterprises, Iris MacDonald, Joe MacPherson, Theresa MacPherson, Eleonora Matkovic, Zvdravko Matkovic, Cole McDonald, Judith McMillian, Cliff Michael, Margaret Miller, Steven Miller, Angela Mirrow, Jim Nash, Elaine Nichols, Stephen Nunuk, Danielle Padgham, Erin Padgham, Gary Padgham, Iris Padgham, Jayden Pakosh, Penny Pakosh, Rod Pakosh, Lorrie Penteluke, Louise Picton, Glenda Popowich, Thomas Popowich, Marcelle Power, Mike Power, Diana Pozzi, Mataya Reid, Kathy Roberts, Camilla Romani-Davies, Jackson Saunders, Mary Scheuermann, Martha Schultz, Alfonzo Serrano, Steven Serrano, Kristen Storey, Elaine Studenskey, TWL Construction Ltd, Anna Tarantino, Mario Tarantino, Lois Taylor, Ron Taylor, Phil Temperton, Jay Tomlin, Diana Tymkow, Stan Tymkow, Markus Unglert, Eric Van Dyk, Suzanne Vaughan, Ed Wells, Pamela Wells, Cory Werstiuk.

267406 BC LTD, 473513 BC LTD, Dorothy Alexander, Bob Alton, Bonnie Alton, Jeremy Andres, Kristen Andres, Kenneth Appeldoorne, Amberlee Aronson, Harold Aronson, Wayne Barr, Evan Bawa, Amy Belling, Ewaa Berndt, Steven Berndt, Leah Bowie, Matthew Bowolin, Shanna Bowolin, Hermail Brar, Graham Campbell, Karen Campbell, Kim Carol, Rob Carol, Steen Carstensen, C. and J. Chomiak, Chantelle Clarke, George Cole, Linda Cole, Cheryl Cressman, Wayne Cressman, Susan Day, Paula Donald, Freesia Dorval, Alena Dumont, Jean Francois Dumont, Brena Eisler, Glen Eisler, Angela Freimuth, Troy Freimuth, Dartanali Geib, Patricia Godbehere, Bill Godfrey, Lorraine Goorts, Martin Goorts, Brenda Graham, Greyfriars Realty, Nicole Haer, Brenda Hahn, Harold Hamilton, Rhonda Harris, Carmen Holdner, Edwin Holdner, Marvin Hyatt, Inland Investments, Ken Ipsen, Shirley Ipsen, Gerritt Keizer, Alan Kemp, Christine Kemp, Don Kennedy, Kirkwood Kitchens Inc, Tammy Kivell, Gary Kronebusch, Loma Rae Kronebusch, Faustina Lauridsen, Frank LeClair, Mary LeClair, Lyle Lockhart, Haldis Loucks, James Loucks, LeRoy Mann, Sharla Miller, Ann Moore, Brian Moore, Rhonda Morwick, Myriad Investments, Douglas Neal, Lorraine Neal, Beverly Olsen, Chris Olsen, Tiffany Olsen, Lisa Sarah Omand, Gino Panucci, Shelly Panucci, Ed Parent, Jessica Parent, Justin Parent, Natalie Parent, Manjit Parmar, Ann Patterson, Reinhard Paul, Mary Peters, Miranda Pope, Tristan Pope, Jan Power, Fred Rebelato, Laurenda Rebelato, Rist Accessories Inc, Jauffrey Romani, S. and W. Forest Productions, Dave Sanderson, Marie Sanderson, Luke Saunders, Angela Scheck, Robert Scheck, Michelle Sherwood, Fay Snyder, Ted Snyder, Jeff Stephenson, Carrera Stevens, Mark Stuyt, Sharka Stuyt, Greg P Toews, Adele Trottier, Eric Van Dyk, Elizabeth Weinberger-Van Dyk, Elsie Wruck, Leonard Wruck, Glenn Yamada, Mel Yargeau, James Young, James Zannet, Zannet Sprinkler Systems.

Nicholas Blea, Phyllis Blea, Kenny Canard, Susan Clarke, Burlyn Collar, Eric Collar, Linda Collar, Brian Cooper, Ruth Cooper, Frank D'Alessandro, Lauren D'Alessandro, Randall Freitas, Erick Garcia, Hitech Investments, Todd Hoskins, Jeff Hughes, Tabitha Hughes, Shelley Jellum, Arlene Johanson, Janice Johnson, Larry Johnson, Joseph and Cecile Zientara Trust, Aaron Kancevicius, Dathan Kern, Julie Kern, Natasha Khan, Nathan Koch, Kathleen Kohler, Norbert Kohler, Connie Konsulis, Kathy Kroske, Terry Kroske, Gary Leonard, Janet Leonard, Michael Lewis, Rene Lewis, John Mayer, Julie Mayfield, Jemima McCullum, Stewart McCullum, Mobile Enterprise Inc, Myra Munday, Hannah Naleid, Mary Naleid, Lisa Nicholson, Susan Nicholson, James Pells, Susan Pells, Rebecca Piatt, Rita Prater, Lindsay Renee Prater, Christopher Reibling, Matthew Reibling, Tim Reibling, Karen Reiner, Kelly Rice, Stephen Ruppert, SPS Holding, Mary K Schneider, Gary Schultz, Jeff Seguin, Michael Seguin, Teresa Semler, Shirley Hensley Revocable Living Trust, Donna Smoker, Lowell Smoker, Marc Smoot, Rhonda Smoot, Amy Stephenson, Jared Stephenson, Jason Stephenson, Stephanie Stephenson, Joan Steward, Wayne Steward, John Stewart, Patricia Stewart, Sunset Development Properties LLC, Frances Taormina, Harry Taormina, Taormina Family Trust, Amber Tuharsky, Jaime Tuharsky, Kristen Verbeek, Shawn Verbeek, Holly Wickersham, Joshua Wickersham, Becky Wilken, Calvin Wilken, Leroy Williams, Amanda Wood, Glena Wood, David Marshall Wood, Joseph J Zientara.

Anthony Alfarone, Ashli Alfarone, Langston Alfarone, Mark Alfarone, Michael Alfarone, Bernice Alford, Thomas Alford, Linda Ballard, Ron Ballard, Raynald Beauchemin, Sandy Beauchemin, Ken Boisvert, Laurie Boisvert, Patrick Bowers, Alexandra Bravo, Cesar Bravo, Jose Bravo, Luz Bravo, Robert Brodie, Robert Christin, Gary Coutard, Frank D'Alessandro, Lauren D'Alessandro, DNH Construction, Jason Eidinger, Arthur Fitzpatrick, Stephanie Fitzpatrick, Rebecca Fulcher, C. Daniel Fulcher, George Hermann Living Trust, Bernice Goldstein, Moss Goldstein, Barbara Green, Joseph Green, Greenwood Development Defined Pension Plan, Hasty Charitable Remainder Trust, Martha Holinka, Noel E Holinka, Chris Jellum, Shelley Jellum, Pamela Jonson, Richard Jordan, Joseph J Zientara and Cecil Zientara Trust, Craig Lyons, Richard Malet-Veale, Candy McCrillis, Duane McCrillis, Jemima McCullum, Stewart McCullum, Bonnie Miller, Brandon Miller, Kristen Miller, Richard Miller, James Mollenkopf, Nancy Mollenkopf, Ann Moore, Brian Moore, Jennifer Nicholson, Jackie Noel, Kathleen Noel, OFS Operating LLC, John Overdorff, Edmund Oxley, Linda Oxley, Karen Poole-Hermann, Thomas Raine, Seth Ronan, Ryan Roumanada, David P Smith, Joseph Stallo, Douglas Stanley, Terry Stanley, Rocky Stewart, John Stout, Jose - Torres, Ruth Tucker, United Commerce Defined Benefit Plan & Trust, Lois Vannerson, Rodney Welch, Carole Wickersham, Louis Wickersham, Joseph J Zientara.
 
Anthony Alfarone, Mark Bigelow, Donald Breaux, Maureen Breaux, Katherine Brown, Gerald Brown, Anthony Cilwa, Victoria Cilwa, Alice Clawson, Dale Clawson, Deborah Cummings, Richard Cummings, Luella Currigan, Mike Currigan, Richard Deweese, Sharon Deweese, Anthony Di Russo Jr., Lois Di Russo, David Dipple, Debra Dipple, DMC Automotive, Inc., William Garrett, Jeanne Garrett, Thomas Garrett, Wendy Hanes, William Hanes, Hasty Charitable Remainder Trust, David Holland, Tarrah Holland, Harold Janvary, Harold Johanson, Gregory King, Sarah King, Cheri Knight-Abney, Margaret Koblein, Kathy Krenk, Larry Krenk, Penny Landau, Peter Landau, Dale Laviolette, Betty Lyons, William Lyons, Barbara Marifian, George Marifan, John Marifian, David Marshall, Jessica May, John McLaughlin, Micah May, Maureen Mayer, Fatima Mirrow, Seymour Mirrow, Matthew Munday, Dr. Ken Phillips, Karen Poole-Herman, Joseph Prater, Rita Prater, Thomas Raine, Frederick Reynolds, Jane Ritter, Marc Ritter, Collin Rogers, Save-It LLC, Connie Sawyer, Dennis Sawyer, James Seville, Marlen Seville, Heidi Schulze, Lorraine Shannon, Gale Simpson, James Simpson, Dave Smith Motors, Jeff Smith, Andrew Stack, Ann Stack, Elisabeth Stack, David Dean Stack, Stellar Investments Inc, T & J Enterprises, Frances Taormina, Harry Taormina, John Taormina, Taormina Family Trust, Linda Titmas, Russell Titmas, Trent Holdings LLC, Mike Tullos, Wendle Motors, Inc., West Side Motor Sports, Amanda Wood, Deborah Yarbrough.

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KRIEGMAN v. HEIDI SCHULZE, GUNRUN FOERSTNER, TYLER FOERSTNER, AND 685937 BC LTD. Edited excerpts:

Defendants Gudrun Foerstner, Tyler Foerstner, and Heidi Schulze are "net winners." ... There is no evidence that Defendants conducted any meaningful due diligence prior to investing in Debtor. ... Defendants were promised high rates of return from Debtor. ... Defendants Gudrun Foerstner, Tyler Foerstner, and 685937 BC Ltd. loaned funds to Debtor after Debtor had "rolled" earlier loans into new promissory notes when payment became due. ... There is no indication in the record that Defendants received financial statements from Debtor. ... Defendant Gudrun Foerstner invested additional money in Debtor and continued to receive transfers from Debtor even after Debtor had informed her that her promissory notes would be backdated three or four years and after Debtor had asked Defendant Gudrun Foerstner not to disclose to investigators the name "Little Loan Shoppe." ... Defendant Tyler Foerstner recruited at least one other person to invest in Debtor and issued the investor a promissory note from himself rather than from Debtor. ... Defendant Tyler Foerstner then invested the person's funds in Debtor. Defendants failed to meet their burden to establish good faith and, thus, Defendants are required to return the entire amount of the transfers they received, including principal and interest. 

Trustee ... is granted a judgment ... against Heidi Schulze in the amount of $142,187.33 USD, plus pre-judgment interest ...

Trustee is entitled to claw back and recover all transfers to Defendants. Trustee ... is granted a judgment ... against Gudrun Foerstner in the amount of $575,526.53 CAD and $7,733.14 USD, plus pre-judgment interest ...

Trustee ... is granted a judgment ... against Tyler Foerstner in the amount of $641,650.00 CAD, plus pre-judgment interest

Trustee ... is granted a judgment ... against 685937 BC Ltd. in the amount of $989,235.04 CAD and $20,400.00 USD, plus pre-judgment interest ...

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Per below, Heidi MIRROW Schulze died of ???? in 2013. Note the request for a "DONATION" in the last line of the following obituary. What are the odds that Heidi's wealthy relatives stepped up and paid this debt?

Heidi Mirrrow Schulze Obituary. A generous and loving heart has left behind a legacy of strength and empowerment in the lives of countless Houstonians. Heidi Schulze born May 2, 1956 passed away on May 27, 2013 in Houston, Texas after losing her battle with ovarian cancer and complications from numerous strokes. In death as in life, she was surrounded by her loving family. Heidi was born in New York City and is survived by her beloved parents -- Seymour and Fatima Mirrow, brother and sister in law -- Alex and Angela Mirrow, nieces -- Jasmine Mirrow and Serena Mirrow, brother and sister in law -- Eric and Dareena Mirrow. Heidi was one of Jehovah's Witnesses and she held a strong testimony and a hope of an eternal resurrection to life on a paradise earth, John 5:28-29 - Revelation21:3-4. Her faith and family were the strength of her life. She had a special love for her nieces and enjoyed sharing a great laugh at life together. Her life touched countless women as a beauty coach and makeup artist through her business, StarMaker. Her boutique brand found for decades in Houston's finest salons, Solution for Hair & Makeup owned by good friend Mark Horn, Michael Kemper Salon and Urban Retreat was her life work. At times in her career Heidi worked on the most famous of stars to include all of the ladies on the TV show Designing Women, men like Patrick Swayze, local socialites and friends like Joanne Herring and TV personalities like Bob Costas and her good friend Hannah Storm. She did the makeup for thousands of brides often driving to areas she had never been before to give a bride an extra boost of confidence by doing her make-up. Whoever she was helping, she was passionate about the results and found great personal satisfaction in the smiles of those who discovered a new sense of confidence through her work. Her career and philanthropic work took her around the country empowering women to discover their inner beauty while also enhancing their exterior beauty. She will be missed by many in Houston and beyond who considered her a true friend, a candid advisor and very loyal confidant. Heidi lived a life in 57 years that was bigger than most that make it to 100. She was a strong, faith filled, compassionate and talented woman whose presence filled a room and whose generous and kind spirit will be greatly missed by those she touched. Services are: 2 pm Saturday June 1 at Kingdom Hall of Jehovah's Witnesses, 5303 Yale St, Houston, TX 77091. For those that would like to make a donation please send to: Heidi Schulze, 1222 Jackson Blvd, Houston, TX 77006.


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BRUCE KRIEGMAN v. LAZY M LLC, Pacifica Ventures, Inc., Daljit Haer, Anthony Cilwa, Victoria Cilwa, Mark Trikowsky, Beverly Gyenizse, Frank Gyenizse, Othelia Spare, David Perry, Ronald Ponton, Sr., Tomika Ponton, David [Armstrong], Shelly Armstrong, Et Al.

United States District Court, E.D. Washington.
May 12, 2015.

Edited excerpts:

Defendant [David] Perry was in his seventies and living in [Sri Lanka] when he learned of the opportunity to invest in Debtor from a close friend, Alex Mirrow. ...

[13]c. Debtor paid commissions to third parties who solicited new lenders, typically 10% of the amount received from the new lender; ...

21. ... Trustee is entitled to and is granted a judgment ... against [Frank Gyenizse] and Beverly Gyenizse in the amount of $43,953.00 CAD, plus pre-judgment interest from July 21, 2009, ...

22. ... Trustee is entitled to and is granted a judgment ... against Daljit Haer in the amount of $117,616.50 CAD, plus pre-judgment interest ...

23. ...Trustee is entitled to and is granted a judgment ... against Ronald Ponton, Sr. and Tomika Ponton in the amount of $117,411.00 USD, plus pre-judgment interest ...

24. ... Trustee is entitled to and is granted a judgment ... against Pacifica Ventures, Inc. in the amount of $85,447.00 USD, plus pre-judgment interest ...

25. .... Trustee is entitled to and is granted a judgment ... against David Perry in the amount of $70,025.00 USD, plus pre-judgment interest ...

26. ...Trustee is entitled to and is granted a judgment ... against David [Armstrong] and Shelly Armstrong in the amount of $495,442.56 USD, plus pre-judgment interest ...

27. ... Trustee is entitled to and is granted a judgment ... against Lazy M, LLC in the amount of $400,707.35 USD, plus pre-judgment interest ...

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BRITISH COLUMBIA SECURITIES COMMISSION v. DORIS ELIZABETH NELSON was a 2009-2016 Canadian civil prosecution of Doris E. Nelson. The BCSC panel fined and permanently banned Doris Elizabeth Nelson from the province's capital markets for fraud, illegally distributing securities, and lying to a commission investigator. The panel found that Nelson perpetrated fraud on at least 121 British Columbia investors, who invested at least CDN $19,000,000.00 -- approximately $18.5 million remains outstanding -- in multiple transactions. The panel also found that Nelson distributed promissory notes in contravention of securities laws concerning prospectus requirements to 47 investors who invested a total of CDN $3,074,900.00 and USD $73,000.00. The panel ordered that Nelson pay to the commission the $18.5 million, plus ordered that Nelson pay an administrative penalty of $18.5 million. Uncollectible!!!
 
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KRIEGMAN v. KEITH H. ALEXANDER ET AL. In January 2015, the USDC in Washington state granted a judgment to Trustee in the amount of $1,857,890.00 CAD, plus interest, against Keith Alexander and 1127477 Alberta Ltd. The court particularly noted that during the end of this scheme, Keith Alexander transferred money out of 1127477 Alberta Ltd. to himself, his stepfather, Brian Alexander, his mother Kathy Alexander, and to Kaos Enterprises, which also was owned by Alexander.
 
BRITISH COLUMBIA SECURITIES COMMISSION v. KEITH HENRY ALEXANDER was a "settled" 2014-15 Canadian civil prosecution of Canadian citizen Keith H. Alexander. Alexander admitted that he engaged in unregistered trading and illegal distribution of securities relating to the Little Loan Shoppe scam. Keith Alexander, a B.C. resident, raised approximately $1,440,000.00 from 13 investors between February 2007 and September 2008.
 
Keith Alexander formed two companies to serve as "feeders" into the Little Loan Shoppe -- "1127477 Alberta Ltd" and "0827213 British Columbia Ltd". Alexander used the investor funds to buy promissory notes from the Little Loan Shoppe in the names of these companies. He, in turn, issued promissory notes to the investors promising to pay them 40% interest, while Nelson paid him 60% interest. The Ponzi scheme collapsed around April 2009, and investors stopped receiving interest payments from Alexander around late 2008 and early 2009. Alexander lost his own money in the scheme, both through investments of his own, and by buying the positions of investors who wanted to cash out. Alexander also returned $143,000.00 to investors.
 
Alexander has agreed to pay fine/penalties to the BCSC of $7,500.00, as well as refund $20,000.00 to one investor in which the transaction did not qualify for a prospectus exemption, thereby rendering it an illegal distribution. Alexander was also prohibited from trading in securities and engaging in other investment activities for three years.
 
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DERECK RENBERG, TRINA RENBERG, AND SHARON RENBERG v. KEITH ALEXANDER, KARI LYNN ALEXANDER, BRIAN ALEXANDER, ET AL was a 2013 British Columbia civil lawsuit in which one family of victims attempted to recover $150,000.00 from their former friends. Outcome unknown.
 
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NOVEMBER 2014: On 11/03/2014, Doris Elizabeth Nelson, who pleaded guilty in April 2014 to 110 counts of wire fraud, mail fraud, and money laundering, but refused to make a plea deal, "made out like a bandit" by receiving an extremely favorable sentencing from USDC Judge Robert Whaley. In this single criminal prosecution, Judge Whaley refused to rule Doris Nelson's business activities to be a "Ponzi Scheme", thus making Nelson eligible for a much lessor prison term. Whaley sentenced Nelson to a mere 9 years in prison, and even allowed her to self-report.
 
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BANKRUPTCY TRUSTEE v. CLIFF YARBROUGH, DEBORAH YARBROUGH, MARION YARBROUGH, and WATCH TOWER BIBLE & TRACT SOCIETY is what we suspect to be an ongoing "clawback" lawsuit amongst a series of such lawsuits filed by the Bankruptcy Trustee attempting to recover monies paid to parties who loaned to and were repaid by the operators of this PONZI SCHEME. This LINK will take you to the February 2014 court order consolidating this case with another apparently similar case. We are not yet able to define the WatchTower Society's role in this court case or the overall Ponzi Scheme.

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BANKRUPTCY TRUSTEE v. PAUL COOPER and DIANE COOPER; ALEX MIRROW and SAVE IT LLC; AND DAVID DILL, KEVIN DILL, LILLIAN DILL, TRACEY DILL, ROBERT DILL JR., ROBERT DILL SR., and LILROB LTD. is a 2013 Washington federal bankruptcy "clawback" lawsuit. The linked Decision is definitely worth the read. Edited excerpts:

Paul and Diane Cooper. Paul Cooper recruited 269 lenders. ... Cooper not only recruited lenders, he stepped into the role of administrator of the Ponzi scheme, became a business advisor to [Doris Nelson], and prepared, composed, or edited letters from Doris Nelson to other Lenders. All acts by Cooper were for the benefit of [Paul Cooper] and [Diane Cooper]. ... Cooper invested $78,540.00 ... Cooper received commissions in the amount of $1,225,000.00 from [Doris Nelson] ... Cooper received additional commissions through self-help remedies in the amount of $250,000.00. ... Cooper received interest and principal payments from [Doris Nelson]. Transfers to ... Cooper total $2,799,426.00. ... Cooper did not file a proof of claim in Debtor's bankruptcy. ... Cooper did not attend trial, participate at trial, or offer any evidence; ... ... ...

[Alexander Daniel Mirrow], Save It, LLC, and A & A Rocky Mountain Enterprises. Alex Mirrow began investing with [Doris Nelson] in December 2005 ... he requested [Doris Nelson] to make payments in his own name and in the names of Save It, LLC, and A & A Rocky Mountain Industries. [Trustee] contends that [Alex Mirrow] invested $824,980.00 in [Little Loan Shoppe] and received credits from {Doris Nelson] in the amount of $1,367,177.33. ...

At least one of [Alexander Mirrow's] requests for financial information stemmed from his efforts to convince other people to invest. In an email dated April 19, 2006, [Alexander D. Mirrow] wrote the following:

"Everyone is asking for financials or tax returns on the company. We have plenty of money promised from major investors however they are all withholding until I can get them the info. We should make them sign a confidentiality and non-disclosure agreement before we provide that. They are all willing to sign. Please ask your attorney to provide one immediately as these are fairly standard and he should have one on file or can create one in an hour or so. Also please ask the accountant to provide a financial statement or last years [sic] tax returns right away. Tomorrow we should have the 200k into the Wells Fargo acct. We would have had it today except that the major investor that committed to it backed out when we couldn't provide the financials."

[Doris Nelson]'s continued failure to provide definite financial information should have alerted [Alex Mirrow] to the possibility that the investment scheme was not legitimate. ...

... [Alex] Mirrow's emails from as early as 2005 support the conclusion that [Alex Mirrow] was in fact a sophisticated investor who knew or should have known of the fraudulent nature of [Doris Nelson]'s enterprise. [Alex Mirrow] was aware of the need to include language in agreements to protect investors from the possibility of losing their money in the event that [Doris Nelson] died or divorced, and he knew of the risk of lawsuits against payday loan companies. ... [Alex Mirrow] wrote to [Paul Cooper] in a 2005 email that: 

"I understand that currently the District Attorney of Colorado is going after pay day advance company's [sic] just like [LLS AMERICA] that operate in Colorado. ... Remember, in some states like Colorado the penalty for violation of usury laws is LOSS OF THE PRINCIPLE!!! [sic]." ... 

Even Mr. Mirrow's use of the term "usury laws" in the email indicates a level of financial knowledge.

A 2007 email from [Alex Mirrow] to [Doris Nelson] reflects both Mirrow's sophistication and his involvement in structuring [Doris Nelson]'s notes, including a specific suggestion regarding issuing new notes to former investors:

"At the bottom, we cannot cancel all previous notes since when people lend more money in the future we will give them another note. The language as it is would then cancel the notes we are now issuing. Only you, I and Paul know the loan numbers of the old notes so we need to specify the old loan numbers and amounts of the loans being cancelled." ...

In an email dated January 10, 2008, [Alex Mirrow] stated that he had become frustrated with [Doris Nelson]'s refusal to use commercial lending and had contacted another banker who assured him that, contrary to [Doris Nelson]'s assertions, commercial lending to a payday loan company "was no problem legally and even directed [Alexander Mirrow] to the govt. website for proof." ...

Despite this indication that [Doris Nelson] had misrepresented a significant fact about the business, Mr. Mirrow closed the email by stating that someone wanted to invest more money and that Mr. Mirrow wanted to share with Debtor his ideas of how to structure the future notes. ...

Later in 2008, Mr. Mirrow emailed to [Doris Nelson]: "Dee: Pls take what I say very seriously. You have now lost all credibility and can only gain it back by complete transparency. If you want to have the least amount of problems be sure that all the investors want the veil of secrecy removed and will want clear unambiguous answers to the following: 1. Has LLS been profitable and if so for how long? 2. What went wrong? 3. How will it be corrected and how long will it take? 4. What measures are taken to make sure that we are operating completely in harmony with all laws wherever we operate." ...

Mr. Mirrow's significant involvement with [Doris Nelson] provided him with sufficient notice of its fraudulent nature. [Alex Mirrow] was active in recruiting other investors for [Doris Nelson] and was credited with having brought in at least 52 new investors and $18 million. ... [Trustee] submitted evidence that [Alex Mirrow] received up to $53,000 per month in commissions. ... [Alexander Mirrow] also worked with [Doris Nelson] to create and edit solicitation and general letters.

***

The Court granted a $2,799,426.00 judgment against Paul Cooper and Diane Cooper.
 
The Court granted a $1,367,177.33 judgment against Alexander Mirrow and Save It, LLC.
 
The Court granted a $1,610,972.00 judgment against David Dill.
 
The Court granted a $410,201.55 judgment against Robert Dill, Jr. and Tracey Dill.
 
The Court granted a $2,337,328.66 judgment against Kevin Dill.
 
The Court granted a $930,184.65 judgment against Robert Dill, Sr. and Lillian Dill and LilRob, Ltd.
 
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BRUCE KRIEGMAN v. ALEXANDER DANIEL MIRROW was an August 2021 United States District Court, Colorado, decision. Edited excerpts:
As a sanction for filing a groundless motion to quash document subpoenas served on [Alex] Mirrow in Texas, this Court ordered that [Alex D.] Mirrow was required, jointly and severally with his Texas counsel, Craig Kyle Hemphill, to pay Plaintiff Bruce P. Kriegman, as Chapter 11 Trustee for LLS America, LLC, $9,941.25 in attorney fees. ... ...

Separately, the Trustee filed a Motion for Turn Over of Funds and Passport ... seeking the turnover of whatever remained of the approximately $300,000.00 that Mr. Mirrow had entrusted to David Perry in Sri Lanka and requiring [Alexander] Mirrow to sell his condominium in Mexico and turn over the proceeds to the Trustee. The Trustee also asks this Court to compel [Alex] Mirrow to turnover his passport. ... ...

... [Alexander D. Mirrow] argued that he does not have access to or control over the Sri Lankan funds, and is thus powerless to turn them over to the Trustee. ... [Alex] Mirrow also explained that his wife [Angela Mirrow] objects to the sale of the condominium and, because she is a joint owner, he cannot sell the home and turn over the proceeds to the Trustee. [See separate court case KRIEGMAN v. ANGELA TERESA MIRROW.]
...

The Trustee also suggests that [Alex D.] Mirrow's international travel necessitates seizing Mr. Mirrow's passport as he should "not be free to travel the world spending money." ... However, [Alex] Mirrow's travel appears to be religiously motivated travel funded by his mother, Fatima Mirrow, or other Jehovah's Witnesses. ... If other people want to pay for [Alexander] Mirrow's travel, food, and lodging, nothing about the outstanding judgment or the sanctions order can prevent that.
NOTE: Morris Seymour Mirrow aka Seymour Mirrow, aka Morris Mirrow, aka Morris S. Mirrow, of Seymour Mirrow Company, is the husband of Fatima (Ouida) Mirrow, and father of Alexander Daniel Mirrow, Erik Lawrence Mirrow, and Heidi Schulze (deceased). See 2021 Texas civil lawsuit, ERIK MIRROW v. BAYLOR ST. LUKE'S MEDICAL CENTER, which is a wrongful death lawsuit filed by Estate Executor Erik L. Mirrow after 85 year-old Morris Seymour Mirrow died in November 2018 at the Houston, Texas hospital.

NOTE: Outdated info from 2014 indicated that assumed Jehovah's Witness David Perry, living in Sri Lanka, was resisting returning any funds, claimining that he had invested in "good faith". Kriegman obtained an 2007 email from David Perry to his two children which said this investment opportunity "seems too good to be true"

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We would like to commend some of the Jehovah's Witness "victims" of this scam who did not allow their getting caught up in this multifaceted lawsuit to hinder their "service to Jehovah". Amongst this large crowd of Witnesses was the STEPHENSON FAMILY of Carthage, Texas. It appears that the STEPHENSONS used their unfortunate circumstances to further serve Jehovah as "missionaries" by relocating to where the "need was great".
 
JW Elder, Huey Dan Stephenson, and JW Elder, Sammy Karl Stephenson, owners of OFS OPERATING LLC, of Carthage, Texas, were named as defendants in one of the Bankruptcy Trustees "clawback actions". See KRIEGMAN v. OFS OPERATING LLC. This scam did not stop H. Dan Stephenson and his wife Linda Stephenson from moving to and living where "the need was great", far away in Berea, Kentucky, where missionary H. Dan Stephenson is serving as an Elder at the Berea Kentucky Kingdom Hall of Jehovah's Witnesses.
 
Neither did this scam stop Jared Shaun Stephenson and his wife Amy Lynn Stephenson from furthering their missionary service to Jehovah by moving to and living where "the need was great", far away in Berea, Kentucky, where Jared Stephenson is also serving as an Elder at the Berea Kentucky Kingdom Hall of Jehovah's Witnesses. See KRIEGMAN v. JARED STEPHENSON and AMY STEPHENSON.
 
Neither did this scam stop Jason Stephenson and his wife Stephanie Stephenson from furthering their missionary service to Jehovah by moving to and living where "the need was great", far away in Sonoma, California, where Jason Stephenson is serving as an Elder at one of the Sonoma California Kingdom Halls of Jehovah's Witnesses. See KRIEGMAN v. JASON STEPHENSON and STEPHANIE STEPHENSON.
 
***
 
STATE OF WASHINGTON v. PAUL COOPER, DORIS NELSON, LITTLE LOAN SHOPPE, TEAM SPIRIT AMERICA, ET AL. In January 2010, the State of Washington's Department of Financial Institutions entered a Cease and Desist Order against a multitude of Canadian and American business entities allegedly owned and operated by a resident of Colbert, Washington, named Doris Elizabeth Nelson, a/k/a Dee Nelson, a/k/a Dee Foster. While mentioned in this court document, Ralph Gamble, the C.E.O. of one or more affiliates, is not charged in this action.

In this action, Washington's DOFI alleges that Doris E. Nelson told investors they could earn as much as 60 percent on money Little Loan Shoppe and its numerous affiliates used to make payday loans to consumers. More than 300 American and Canadian investors bought notes worth $29,000,000.00 in U.S. currency and another $26,000,000.00 in Canadian currency. Dee Nelson allegedly told investors that high returns were possible because short-term, high-fee payday loans allowed Little Loan Shoppe to turn their money over several times. However, investors received no payments after March 2009.

In July 2009, the company filed bankruptcy under the name LLS America, LLC. In documents filed with the U.S. Bankruptcy Court, investors claimed Doris Nelson operated the companies as a Ponzi Scheme that paid early investors with money from new investors. DOFI alleges that Doris Nelson is not currently registered to sell her securities in the state of Washington and has not previously been so registered. Also charged was Paul Cooper, who is believed to now be residing in Mexico. DOFI alleges that Paul Cooper facilitated securities transactions for Little Loan Shoppe, and that Paul Cooper is not currently registered as a broker-dealer or securities salesperson in the state of Washington, and has not previously been so registered. Although it is yet to be determined whether Paul Cooper, Doris Nelson, or some other individual(s) connected to the named entities is/are Jehovah's Witnesses, the court document states:

Most investors with LLS affiliated entities learned about the investment opportunity from friends or family members that had previously invested. A number of investors were Jehovah's Witnesses that heard about the investment from fellow Jehovah's Witnesses. Interested individuals were typically referred to Cooper or Nelson for details on the investment.

Washington's Department of Financial Institutions is also seeking a $150,000.00 fine from Doris Nelson, and a $30,000.00 fine from Paul Cooper. DOFI is also asking that Doris Nelson and Paul Cooper be jointly and severally liable for and pay its' Securities Division the costs, fees, and other expenses incurred in the conduct of the administrative investigation and hearing of this matter of not less than $60,000.00.

Several media and/or web articles report that separate civil actions have been filed by investors in Washington and Florida, and possibly in Nevada, Arizona, and Utah. Those lawsuits reportedly are alleging fraud, conspiracy, breach of contract, and violations of numerous Washington securities and consumer protection laws. Nelson and Gamble have reportedly denied any wrongdoing. One discussion board alleges that Doris Nelson's current husband, Dennis Foster, a son named Chris Foster or Christopher Foster, a daughter named Amanda Foster, and a step-son named Adam Nelson are/were high level employees of the various affiliates.

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SECURITIES AND EXCHANGE COMMISSION v. FREDERICK ALAN VOIGHT, DAYSTAR FUNDING LP, F.A. VOIGHT & ASSOCIATES LP, RHINE PARTNERS LP, TOPSIDE PARTNERS LP, INTERCORE INC., and INTERCORE RESEARCH CANADA INC. is an ongoing 2015 Texas federal civil court case which names as Defendant the patriarch of a Greater Houston, Texas area family of Jehovah's Witnesses with connections to Texas, California, New Jersey, Nebraska, and Florida. JW family members not named in this lawsuit can be found named in numerous Texas corporate filings of other Voight family connected businesses located at the same Texas addresses but not named in this court case.

Frederick Alan Voight, age 58, of Richmond, Texas (not to be confused with son, Alan Frederick Voight), is alleged by the SEC with operating a $114.1 million Ponzi scheme dating back to 2004 that defrauded more than 300 investors in multiple different offerings of promissory notes issued by F.A. Voight & Associates LP and DayStar Funding LP. Approximately $22 million remains unaccounted for to date.

Frederick Alan Voight's most recent offering, which promised investors returns as high as 30-42% per year, raised $13.8 million that Fred A. Voight said would be loaned to a startup company named InterCore Inc. to fund its deployment of a "Driver Alertness Detection System", or DADS. Frederick Voight allegedly knew the claims were false because he served on InterCore's Board of Directors and was aware that the Delray Beach, Florida public company was financially troubled and had no means to pay back the loans. The SEC alleges that Fred Voight used funds from the DADS investors to make Ponzi payments to earlier investors with his companies, or funneled them to InterCore through two of his other partnerships, Rhine Partners LP and Topside Partners LP. The complaint alleges that InterCore sent the funds to its Montreal-based subsidiary, InterCore Research Canada, Inc., where the funds seemingly disappeared. By routing funds through Rhine and Topside, Fred Voight is alleged to have garnered benefits, including fees and InterCore stock warrants that he never disclosed to the DADS investors.

The SEC's complaint charges Frederick Voight and DayStar with securities fraud, and with conducting unregistered securities offerings. Fred A. Voight and Daystar, without admitting or denying the allegations, agreed to settle the SEC's complaint by consenting to permanent injunctions against committing these violations in the future. They also agreed to asset freezes and other emergency relief, and to pay civil penalties and return allegedly ill-gotten gains with interest in amounts to be set later by the court. Frederick A. Voight also consented to being barred from serving as a public company officer or director and to be barred permanently from participating in the offer, purchase, or sale of any security except for his own personal account.

The SEC named F.A. Voight & Associates, Rhine, Topside, InterCore, and InterCore Research Canada as relief defendants for the purpose of recovering any allegedly ill-gotten gains they received from the fraud. F.A. Voight & Associates, Rhine, and Topside have agreed to asset freezes and other emergency relief and to return allegedly ill-gotten gains in amounts to be set by the court. The SEC will litigate its claims against relief defendants InterCore and InterCore Research Canada.

Additional Frederick A. Voight Biography: From June 1983 until August 1994, Fred Voight owned and operated a chain of retail lumber and home centers in New Jersey and Pennsylvania named Mohawk Lumber Home Centers. From May 1992 until October 1994, Fred Voight served as Chairman of the Board and Chief Executive Officer of Skylands Park Management, Inc., and led the company through two public offerings (IPO courtesy of infamous A.S. Goldmen & Co.) From December 2004 until March 2006, Fred Voight served as a director for Cell Robotics International, Inc., a publicly traded company that was a developer and manufacturer of bio-photonic technologies for clinical and medical research. Fred Voight also served as a director for the DesChutes Medical Products Co., an Oregon company specializing in the design, manufacture, and marketing of innovative products for the medical self-help market, from September 2006 until January 2009, when the company was sold. Fred Voight served as a director of EPV Solar, Inc., a Robbinsville, NJ manufacturing company, from June 1999 through 2010 and as Chairman of the Board from October 2006 until July 2009. Fred Voight also served from November 2010 until January 2013 as the Managing Director, Investments for InterCore Energy Inc. (aka Heartland Bridge Capital, Inc.), a publicly traded clean energy technology company. Frederick A. Voight has been the Chief Investment Officer of Tristar Wellness Solutions Inc. since February 2013.

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IN RE ANTONIO PATRICK, JAG DISTRIBUTION, and SECTION 8 CREATIONS, INC. was a July 2014 State of Missouri "FINAL ORDER TO CEASE AND DESIST AND ORDER AWARDING RESTITUTION AND COSTS, AND IMPOSING CIVIL PENALTIES", in which Antonio Patrick and two of his corporate entities were ordered to cease and desist violating a number of Missouri "securities" laws, and all were ordered to pay a total of $45,430.00 in civil penalties and costs.

Antonio Oono Patrick, age 42, is a one-time WATCHTOWER BETHELITE who once worked as a Computer Analyst at WatchTower World HQ. Antonio O. Patrick's main area of operation is Los Angeles, California, but as seen in this ORDER, there was difficulty locating Antonio Patrick there and in other cities in California. The named corporate entities, which are owned solely by Antonio Patrick, were corporations which Antonio Patrick also has used for other business activities, such as Section 8 Creations which had been used for the purchasing and leasing of vehicles and auto parts.

According to this ORDER, despite the fact that Antonio Patrick was not registered as a securities broker or agent in the state of Missouri, Antonio Patrick offered to sell securities, which themselves were not registered as securities, in the state of Missouri. Patrick stated to prospects that the securities had "no risk", and would return 35%-50%. In October 2009, an investor living in the state of Missouri signed an investment contract with Antonio Patrick and wired $150,000.00 to him. In December 2009, that investor received the proverbial "two" payments from Patrick -- their FIRST and their LAST -- of $1200.00. Although not found, we are assuming that the aforementioned investor is "attempting" to file their own separate civil lawsuit against Antonio Patrick for return of their "investment".

Antonio Patrick, aka Angelo Patrick, also has numerous other business operations not involved in this ORDER, including but not limited to, J&P REALTY TRUST, J&P REALTY CORPORATION, MORELL SYSTEMS, and PATCO MORTUARY TRANSPORTATION SERVICE. Antonio Patrick also may have business connections in Wyoming and Nevada.


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It really is a small JW world. Just this week, this Editor discovered that a JW "Special Pioneer" who had done this editor multiple personal dis-services many decades ago, turns out to be a very close California relative of WEP, thus likely involved in one or more of the WEP businesses mentioned on this and following pages. JW SP also acted as a "spy" for two other JW Hypocrites mentioned on this very webpage -- when it was JW SP who in fact was the primary perpetrator of the various events. JWs who never get to see the inside of WatchTower World have no clue that it is a SEWER, where only younger RATS are promoted to work for the OLD RATS.

***

SECURITIES AND EXCHANGE COMMISSION v. WILLIAM E. PARODI, SR. was a 1988-89 federal administrative action in which William E. Parodi, aka William Parodi, aka Bill Parodi, then age 47, of Woodland Hills, California, consented to be PERMANENTLY BARRED from association with any broker, dealer, investment company, investment advisor, or municipal securities dealer. Bill Parodi's brother, Frederick W. Parodi, then age 35, of Canoga Park, California, also consented to be PERMANENTLY BARRED from the securities industry by the S.E.C. This action resulted from the S.E.C.'s finding that both brothers, while employed as registered representatives at two California brokerage firms, had engaged in excessive and unsuitable trading (churning) of their multiple California Municipality customers' accounts, and had misrepresented and omitted material facts to their multiple California Municipality customers. The Parodi Brothers worked as brokers for First Investment Securities, of Little Rock, Arkansas in 1987, and for E.F. Hutton in 1986. Allegedly, the illegal account "churning" had generated at least $1,750,000.00 in commissions.
 
More specifically, the S.E.C. alleged that the Parodi Brothers had invested the money of seven California Municipalities, plus three local government agencies, into high-risk bonds, and then "churned" the accounts so as to yield excessive commissions for both the Parodis and the two brokerage firms. Additionally, the customers of the Parodi Brothers alleged that they lost a total of $8,279,000.00 while doing business with them. As examples, the City of Imperial Beach, California invested amounts averaging $195,000.00 over a recent four-month period. However, that account was turned over 20 times through various investments, costing the city $104,000.00 in commissions. The city lost its initial investment, plus $10,120.00. Rancho Palos Verdes invested amounts averaging $1,120,000.00 between May 1986 and March 1987. Allegedly, Bill Parodi, generated $190,000.00 in commissions from the account, which turned over 46 times. The city lost $68,140.00.
 
***

THREE VALLEYS MUNICIPAL WATER DISTRICT ET AL v. WILLIAM E. PARODI, SR. ET AL was a 1988-97 California federal civil court case, in which the aforementioned California Municipalities and governmental entities attempted to recover some of the $8,279,000.00 which they allegedly lost while doing business with the Parodi Brothers and their employers. The lawsuit also requested $16 million in punitive damages. Some entities managed to settle their cases. Other plaintiffs litigated their claims only to have the federal courts send their claims to arbitration -- the awards which some plaintiffs believed to be too small.

***

According to a May 15, 1984 NEW YORK TIMES article, the above scenario was NOT the first time that William E. Parodi had been investigated by the S.E.C. In December 1981, Bill Parodi was co-founder of an Irvine, California brokerage firm called National Money Market Services, Inc. By only early 1984, the New York State Attorney General, Robert Abrams, began investigating National Money Market Services after nearly 40 New York school districts and counties were persuaded by NMMS to invest $20 million with a small government securities dealer recommended by NMMS that filed for bankruptcy in April 1984.
 
The NYTIMES alleged that Bill Parodi and his partner, Philip L. Kratzer, had no prior securities trading experience before founding National Money Market Services, Inc. in December 1981. However, in their very first year in business, Philip Kratzer and William Parodi placed approximately $1 BILLION in funds; earning $2.1 million in commissions. By 1983, placements had soared to $5.6 BILLION; bringing in $6.8 million in commissions.
 
Outcome of federal and state investigations are unknown. However, as indicated above, by latter 1986, Bill Parodi and his brother were working as brokers at competing national firms. Phil Kratzer continued to operate National Money Market Services, and he and NMMS were also sued in the latter 1980s by one or more California Municipalities which had lost significant monies investing with NMMS.
 
***
 
See also: AUTOMATED TRANSACTION SERVICES, INC. and WORLD BANKCARD ASSOCIATES, INC.

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UNITED STATES v. RODNEY LEE HATFIELD and UNITED STATES v. LLOYD MYERS. In December 2009, brothers-in-law Rodney L. Hatfield, age 60, of Watsonville, California, and Lloyd Myers, age 52, of Rio Linda, California, were indicted on charges of "mail fraud" and "conspiracy to commit mail fraud" in connection with a company they founded and managed called Landmark Trading Co. LLC, of Salinas, California. Hatfield and Myers organized Landmark for the purpose of offering an "ownership interest" in Landmark, and using the proceeds generated from investors to engage in trading on the foreign currency exchange markets through the FOREX CURRENCY exchange. Most, if not all, of the targeted "investors" were fellow members of the Watsonville California Congregation of Jehovah's Witnesses. Between 2003 and 2007, Hatfield and Myers reportedly collected about $5,000.000.00 from investors with promises to invest in foreign currency exchange markets. Hatfield and Myers allegedly repeatedly told investors they were making money, when in fact they were suffering significant losses. While the investments were losing money, Hatfield and Myers allegedly diverted hundreds of thousands of dollars to real estate ventures they owned. They also allegedly diverted money from the fund to buy automobiles and pay personal expenses. "Some" of those JW Investors allegedly lost a total of between $1,000,000.00 and $2,500,000.00, while other JW Investors received all or part of their money back. In 2013, Rodney Hatfield pleaded "guilty" to the conspiracy charge only, and was sentenced to 30 months in prison. Disposition of the case against Lloyd Myers is unknown. Myers claimed that he knew nothing about the frauds, which he alleged were committed by Hatfield.

***

ELIZABETH F. MYERS v. RIO LINDA/ELVERTA COMMUNITY WATER DISTRICT was a 2010-12 federal civil lawsuit which was settled in November 2012 when Water District paid $30,000.00 to Elizabeth Myers -- wife of Lloyd Myers. In 2010, a former general manager of the Rio Linda-Elverta Community Water District terminated Elizabeth Myers as the District's accountant after the District's auditor reported that Elizabeth Myers had used a district credit card for personal expenses, including trips to South Africa and Hawaii. Myers thereafter sued the District in federal court for allegedly violating her right to "procedural due process", and her right to "privacy", after information about the "alleged embezzlement" was leaked to the public and the press before she had full opportunity to defend herself, and before all internal employment procedures had been completed. Reportedly, at some point, Myers reimbursed the District for the alleged personal charges.

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UNITED STATES v. JOEL NATHAN WARD was a 2007-8 California federal criminal court case. In August 2007, a former Jehovah's Witness Elder, named Joel Nathan Ward, 50, pleaded guilty to 5 counts of wire fraud, 2 counts of mail fraud, and 2 counts of engaging in a monetary transactions in property derived from specified unlawful activity, a form of money laundering. In April 2008, Joel N. Ward was sentenced to 9 years in prison, and to serve 3 years of supervised release after the completion of his prison sentence. Ward must serve 85% of his sentence, or more than 7 1/2 years, before he is eligible for release. Joel Ward, who claimed that he had no money left, was also ordered to pay $11,275,501.53 in restitution.

Joel Ward, a well known commentator and seminar speaker on Forex trading, ran an elaborate Forex trading scam through two of his companies, the Joel Nathan Ward Forex Investment Group, of Turlock, California, and Learn:Forex, Inc., a Forex trading educational center based in Sacramento, California. Ward also allegedly defrauded investors in a Hurricane Katrina scheme, which involved a real estate investment project in Mississippi, in which Ward allegedly diverted investors' funds to his own use. Joel Ward admitted that he stole the investors' funds, using the money for his own compensation and expenses, and to purchase the Learn:Forex School in Sacramento. He also admitted that, in order to conceal the theft, he made "Ponzi" payments using other investors' funds, and that he provided his investors with altered account statements. In a handwritten personal journal, which was recovered during the execution of a search warrant, Ward described himself as a "financial serial killer" and "just another scumbag con artist bilking old people out of their retirement money."

After various federal agencies started investigating Ward in mid 2006, Joel Ward confessed the ongoing fraud to his JW Wife around November 2006, and Ward thereafter sent a series of emails to his victims admitting the theft, asking for their forgiveness, and purposing that if they would allow him to continue doing business legitimately that he could soon recoup the lost funds, and repay them all their money.

Many of Joel Nathan Ward's victims were JW friends and JW family members who publicly defended Joel Ward to the authorities and media, including retired newspaper editor Edgar I. Spitzke, who claimed to have lost $100,000.00. Edgar Spitzke was an Elder at the Monticello, Kentucky (where Joel Ward visited multiple times in the past) Kingdom Hall of Jehovah's Witnesses, in Wayne County, Kentucky, when he defended Joel Nathan Ward:

"I find it hard to believe that he would purposely start a business that had no other purpose but to defraud, especially his closest friends and relatives," said [Ed] Spitzke, who said Ward is his wife's nephew. -- MODESTO BEE, 3/30/2008.

However, several of Ward's victims were in no mood for forgiveness. Ward's JW wife even eventually divorced him. She first showed Ward's aforementioned personal journal to her father, Oren Collett, who was Ward's partner, and Collett reportedly informed the federal authorities of Ward's confessions. Ward was eventually arrested by the F.B.I. in April 2007.

Even after his arrest and guilty plea, Joel Ward continued to plead with victims, prosecutors, and the federal judge to allow him to continue doing business legitimately, so that he could soon recoup the lost funds, and repay his victims all their money. Joel Ward's former mother-in-law, Barbara Collett, who, along with her husband, Oren Collett, lost nearly $100,000.00, told the Wall Street Journal that over half of Ward's victims wanted to forgive him and supported Ward's restitution plan (actually 44 of 79 victims who expressed their opinion). Joel Ward even told the Modesto Bee of his plan:

"Several friends who know my trading ability are willing to put up seed money so I can trade, and my commissions would go into a recovery fund. My former father-in-law and business partner, Oren Collett, would manage the fund and several victims have volunteered to sit on a board of trustees and act as auditors. I would have no direct access to the money."

Gene Myatt, purportedly a Jehovah's Witness businessman in Modesto, California, who lost $50,000.00, was quoted in that same 2007 Wall Street Journal article as supporting Ward's restitution plan: "If Joel goes to prison, no investor will be cared for." Russ Sharpe, who owns a marketing company in Oakdale, California, and who lost $480,000.00, stated, "I've watched him trade. He can exceed by vast measures what he has lost. ... I have no doubt that Mr. Ward has the capability of making whole this loss." Rohn Ritzema of Elk Grove, California , who lost $320,000.00, and Michael Mello of Sacramento, California, who lost $754,000.00, both urged the judge to give Joel Ward another chance.

However, David Rothell, an insurance broker in Bryan, Texas, who lost $15,000.00, told the WSJ that Ward needed to pay for his crimes. According to the Modesto Bee, Nancy Jones, an auditor from Dallas, Texas, who lost $50,000.00, stated, "If Joel had just come to my house and beat me up, I'd be a whole lot better off today."

Interestingly, the federal government's Commodity Futures Trading Commission (CFTC) had a finance professor analyze Ward's business records, and he reported that of the $15,000,000.00 that Ward took in from investors, Ward only ever invested $2,000,000.00, and Ward lost $1,840,000.00 of that. In fact, of the two trading accounts in which no employee of Ward also traded, there was a profit of only about $1000.00. Yet, 44 of 79 of Joel Ward's victims still think that Ward is a financial genius. One can't help but wonder how many of those 44 people also believe that they are members of "the only true religion" -- the WatchTower Cult.

 
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